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Share/Savings Accounts
 
Club Accounts

Christmas Club Savings1.50% Div. Rate1.51% APY *
    $0 Minimum $0 Maximum No disbursements until Club Account Closes in Oct.
Vacation Club Savings1.50% Div. Rate1.51% APY *
    $0 Minimum $0 Maximum No disbursements until Club Account Closes in Jun
 
Share Accounts

Regular Savings1.50% Div. Rate1.51% APY *
    $5 Minimum $0 Maximum Minimum Balance of $5.00 Required
Loan Accounts
 
Unsecured Loans (Signature)

AEP Employees & Retirees Only9.90% APR36 months
  $0 Minimum $7500 Maximum Payroll Deducted or Monthly Payments Available
 
Share-Secured Loans

Loan Secured against Savings3.50% APRMember Determined & Rate based on Dividend Balance
  Payroll Deducted or Monthly Payments Available
 
Vehicle Loans

New 2010 Automobiles4.99% APR48 months
  Max=MSRP & Credit Union listed as lienholder
New 2010 Automobiles5.49% APR60 months
  Max=MSRP & Credit Union listed as lienholder
New 2010 Automobiles5.99% APR66 months
  Max=MSRP & Credit Union listed as lienholder
Used 2005-2009 Automobiles6.49% APR48 months
  Max=NADA Trade-In Value & CU listed as lienholder
Used 2005-2009 Automobiles6.99% APR60 months
  Max=NADA Trade-In Value & CU listed as lienholder
Used 2004 & Older Automobiles7.49% APR48 months
  Max=NADA Trade-In Value & CU listed as lienholder
 
Recreational Vehicle Loans

New 2010 R.V.4.99% APR48 months
  Max=MSRP & Credit Union listed as lienholder
New 2010 R.V.5.49% APR60 months
  Max=MSRP & Credit Union listed as lienholder
New 2010 R.V.5.99% APR66 months
  Max=MSRP & Credit Union listed as lienholder
Used 2005-20096.49% APR48 months
  Max=NADA Trade-In Value & CU listed as lienholder
Used 2005-20096.99% APR60 months
  Max=NADA Trade-In Value & CU listed as lienholder
Used 2004 & Older7.49% APR48 months
  Max=NADA Trade-In Value & CU listed as lienholder
 
Personal Loans

Vacation Loans7.90% APR24 months
  $0 Minimum $3000 Maximum AEP Employees Only
Fees & Disclosures
 
Deposit Account Fees

Deposited Returned Item Fee$5.00
 
Loan Account Fees

Non-AEP Application Fee$15.00
Refinancing Fee$25.00
Late Payment Fee (10 days past due)$10.00
 
Miscellaneous Fees

Check Returned for Insufficient Funds$20.00
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I&M (Tanner's Creek) Employee FCU
800 AEP Drive  Lawrenceburg, IN 47025  USA 812-532-3186 Fax: 812-532-3166

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