FACTS	WHAT DOES I & M (TANNERS CREEK) CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us.  This information can include:   Social Security Number and Income Account Balances and Payment History Credit History and Credit Scores   When you are no longer our member, we continue to share information as described in this notice.
How?	All financial companies need to share member personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their member’s personal information, the reasons that I & M (Tanners Creek) Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does I & M (Tanners Creek) Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.			Yes	No
For our marketing purposes – to offer our products and services to you.			No	N/A
For joint marketing with other financial companies.			N/A	N/A
For our affiliates’ everyday business purposes – information about your transactions and experiences.			Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness			Yes	No
For our affiliates to market to you.			No	N/A
For nonaffiliates to market to you.			No	N/A
Questions?	Call 812.532.3186 or go to www.imfcu.virtualcu.net
Who we are
Who is providing this notice?		I & M (Tanners Creek) Credit Union
What we do
How does I & M (Tanners Creek) Credit Union protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does I & M (Tanners Creek) Credit Union collect my personal information?		We collect your personal information, for example, when you: Open an account or deposit money Pay your bills or apply for a loan We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit sharing?		Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates		Companies related by common ownership or control.  They can be financial and nonfinancial companies..
Nonaffiliates		Companies not related by common ownership or control.  They can be financial or nonfinancial companies.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important information
For more information on our Privacy Policy, you may write us at 800 AEP Drive, Lawrenceburg, IN 47025, or call us at 812.532.3186 or visit our web site at www.imfcu.virtualcu.net